Get Started With Financing Today!

ENJOY NOW, PAY LATER

Pay over time with secure online monthly payments.

Prequalify in Minutes

Complete a quick application and instantly know what you qualify for in easy to understand terms.

Know What You’ll Owe

Simple and easy monthly payments
and no hidden fees.

Won't Effect Your Credit Score

Shopify Pay (formerly Affirm) performs a ‘soft’ credit check to help verify your identity and will not affect your credit score.

Simply Choose Shopify Pay at Checkout

Backyard Oasis has partnered with Shopify Pay (formerly Affirm®) to offer easy to understand financing.

Select Shopify Pay at checkout and get a real-time decision. Rates from 0%-36% APR.

Payment options through Shop Pay Installments, are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders.

Options depend on your purchase amount, and a down payment may be required. State notices to consumers https://www.affirm.com/licenses.

What Is Required To Prequalify?

Your Shopify Pay account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This combination helps Shopify Pay verify and protect your identity.

Does Shopify Pay Perform A Credit Check?

Yes, but it will not affect your credit score. When you first create an Shopify Pay account, Shopify Pay performs a ‘soft’ credit check to help verify your identity and determine your eligibility for financing. This ‘soft’ credit check will not affect your credit score.

How Do I Apply?

1. Add the items to your Cart that you want to finance. 2. Proceed to the Checkout and select Shop Pay as the method of payment. 3. Choose the financing terms that work best for you. 4. Complete the Checkout.

How Does Shop Pay Protect My Personal Information?

Protecting your personal information is very important to Shop Pay. Shop Pay encrypt sensitive data including Social Security numbers. Shop Pay also maintains physical, electronic, and procedural safeguards to protect your information. Shop Pay does not sell or rent your information to anyone.